Justin Lovitt
Your Kalispell
Home Loan Expert
When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Justin Lovitt brings passion and expertise to help you on your mortgage journey, especially with down payment assistance, rural development, and VA loans.
A Loan Expert by Your Side
Justin’s true passion is efficient problem solving. His everyday goal is to help individuals achieve their dreams of securing real estate investments, building family foundations, and increasing their personal financial security.
Justin began his career at Mann Mortgage, working behind the scenes within the loan process. This has given him a unique and valuable understanding of the complete life of a loan. His experience working with these operational teams has allowed him to develop processes that ensure everyone completes a quick and painless transaction.
The Flathead Valley hasn’t always been home to Justin. He grew up in the greater Seattle area, and in college met his wife Sarah. Sarah happened to be from Columbia Falls and after numerous visits to her hometown, he developed a great passion for the area. They decided this was the place to raise their two boys, Ryder and Cash. They are excited to be living in such a fast-growing area and look forward to what the future of the community holds.
Testimonials
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★★★★★
4.9/5 Rating | 16K Reviews
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Local Home Loan
Expertise & Service
Our most popular loan options
By far, the most popular type of home loan. Borrow up to 97% of the home’s value. Private mortgage insurance required for down payment of less than 20%.
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.